Corporate banking
Loan under Deposit
Loan under Deposit is a credit program of CREDITWEST BANK. Under its terms the property rights on deposit funds is taken as a collateral. At the same time, loan currency may not reflect with the deposit currency as well as deposits may be made in several currencies.
Basic parameters of the Loan under Deposit:
Loan schemes: сorporate Overdraft, Corporate Credit Line, Corporate Credit/Non-revolving Credit Line (except multicurrency)
Designated purpose: working capital financing or other purposes related to business activity
Amount: the deposit amount must exceed the amount of the loan and interests scheduled for 2 months provided the loan currency is equal to the deposit currency*
Currency: UAH, USD, EUR
Term: from 2 days to 12 months. At the same time, the term of a deposit contract must exceed the term of a loan contract at least for 5 working days
Interest rate:
Commission: from 0-0,5%**
Pledge: individual or corporate deposit
Prolongation: it may be carried out up to one year, if the deposit will be elongated on the same period or a new deposit will be opened on the required dates
* - If the loan currency is different from the deposit currency, the margin will be defined by the Treasury and Financial Institutions Department and approved by the Credit Committee of the Bank.
** - Commission fee can be 0% in case of interest rate includes commission amount. Commission can be paid one time or to be paid partially (monthly / quarterly / proportionally, etc.).
Basic parameters of the Loan under Deposit:
Loan schemes: сorporate Overdraft, Corporate Credit Line, Corporate Credit/Non-revolving Credit Line (except multicurrency)
Designated purpose: working capital financing or other purposes related to business activity
Amount: the deposit amount must exceed the amount of the loan and interests scheduled for 2 months provided the loan currency is equal to the deposit currency*
Currency: UAH, USD, EUR
Term: from 2 days to 12 months. At the same time, the term of a deposit contract must exceed the term of a loan contract at least for 5 working days
Interest rate:
- + 3% to the interest rate on the deposit if the loan and deposit currency is UAH*
- + 2% to the interest rate on the deposit if the loan and deposit currency is USD/EUR*
Commission: from 0-0,5%**
Pledge: individual or corporate deposit
Prolongation: it may be carried out up to one year, if the deposit will be elongated on the same period or a new deposit will be opened on the required dates
* - If the loan currency is different from the deposit currency, the margin will be defined by the Treasury and Financial Institutions Department and approved by the Credit Committee of the Bank.
** - Commission fee can be 0% in case of interest rate includes commission amount. Commission can be paid one time or to be paid partially (monthly / quarterly / proportionally, etc.).
Find out more
Cash exchange rates
Currency | Buying | Selling |
---|---|---|
USD |
39.4000 | 39.7000 |
EUR |
42.1500 | 42.9500 |
TRY |
1.2500 | 1.3500 |
PLN |
9.7000 | 9.9000 |
CHF |
43.2000 | 43.7000 |
GBP |
48.7500 | 49.5000 |
HUF |
0.1010 | 0.1070 |
CAD |
28.2000 | 28.6000 |
JPY |
0.2350 | 0.2550 |
CNY |
5.1500 | 5.3500 |
AUD |
24.9000 | 25.2500 |
BGN |
20.6000 | 21.1000 |
CZK |
1.6250 | 1.6650 |
ILS |
9.5000 | 9.7500 |
RON |
8.0500 | 8.3500 |
Non-cash exchange rates
Currency | Buying | Selling |
---|---|---|
USD |
39.6000 | 39.8000 |
EUR |
42.3000 | 42.6000 |
Cross currency rates
Currency | Buying | Selling |
---|---|---|
/ | 1.0670 | 1.0770 |
/ | 3.9200 | 4.0700 |
/ | 0.8990 | 0.9100 |