 | Loan under Deposit is a credit program of CREDITWEST BANK. Under its terms the property rights on deposit funds is taken as a collateral. At the same time, loan currency may not reflect with the deposit currency as well as deposits may be made in several currencies. |
| B a s i c p a r a m e t e r s o f t h e L o a n u n d e r D e p o s i t: |
| | L o a n s c h e m e s : |
| Corporate Overdraft, Corporate Credit Line, Corporate Credit/Non-revolving Credit Line (except multicurrency) |
| D e s i g n a t e d
p u r p o s e : |
| working capital financing or other purposes related to business activity |
| | A m o u n t : |
| the deposit amount must exceed the amount of the loan and interests scheduled for 2 months provided the loan currency is equal to the deposit currency* |
| | C u r r e n c y : |
| UAH, USD, EUR |
| | T e r m : |
| from 2 days to 12 months. At the same time, the term of a deposit contract must exceed the term of a loan contract at least for 5 working days |
| | I n t e r e s t r a t e : | •
| + 3% to the interest rate on the deposit if the loan and deposit currency is UAH* |
|
| | • | + 2% to the interest rate on the deposit if the loan and deposit currency is USD/EUR* |
| | C o m m i s s i o n : |
| from 0-0,5%** |
| | P l e d g e : |
| individual or corporate deposit |
| | P r o l o n g a t i o n : |
| it may be carried out up to one year, if the deposit will be elongated on the same period or a new deposit will be opened on the required dates |
| | * - If the loan currency is different from the deposit currency, the margin will be defined by the Treasury and Financial Institutions Department and approved by the Credit Committee of the Bank. |
| | ** - Commission fee can be 0% in case of interest rate includes commission amount. Commission can be paid one time or to be paid partially (monthly / quarterly / proportionally, etc.). |
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Corporate Banking 
